For independent life & health agents

Go independent.
Never go alone.

Bridgepoint Insurance Agency is an independent marketing organization (IMO) for licensed life and health agents. We contract you with 178+ carriers at street-level commission, train you for free, and back you with leads — while you keep 100% of your book and pay nothing to join.

● Now contracting Medicare, Med Supp, Life & Final Expense agents nationwide
bridgepoint — agent workspace
COMMISSION MTD
$4,820
APPS
18
FREE LEADS
12
YOUR PIPELINE
New leads
Quoted / SOA
Applications
Issued
40+
states licensed
178+
carriers available
5 day
avg time to certified
100%
of your book is yours
Bridgepoint at a glance

The facts, in one place.

What it is
An independent insurance marketing organization (IMO) that recruits, contracts, trains, and supports 1099 agents and agencies.
Who it's for
Licensed (or soon-to-be-licensed) agents selling Medicare Advantage, Medicare Supplement, Part D, final expense, term and whole life, and ACA health — full-time, part-time, and agency principals.
Cost to join
$0. No sign-up fees, no monthly fees, no required lead purchases. Bridgepoint is paid through carrier overrides on top of your commission, never out of it.
Commission
Street level from day one, in writing, on every carrier. 2026 Medicare Advantage pays up to $694 per initial enrollment and $347/year renewals (CMS national maximums).
Book ownership
100% yours from your first policy. No vesting schedule.
Release policy
Open release, in writing.
Carriers
178+ carriers, including Humana, UnitedHealthcare, Aetna, Cigna, and Mutual of Omaha. You can keep the appointments you already hold.
Contracting speed
Our desk submits within 24 hours; most carriers approve in 1–3 weeks.
Leads
Optional in-platform lead programs with transparent pricing. Producers who hit their monthly target get their next batch of exclusive leads funded by Bridgepoint.
Training
Free course library: Medicare, final expense telesales, compliance, objection handling.
Contact
(888) 576-6165 · 1814 S Limestone St, Springfield, OH 45505
Why agents choose us

Everything a solo agent fights for — built in.

Most uplines hand you a contract and wish you luck. We hand you a business. Here's what's behind you on day one.

◎

Leads that come to you

Real-time, TCPA-compliant leads routed straight to your pipeline — bought in bulk so you pay less than you ever could alone.

★

Free leads for producers

Hit your monthly target and we buy your next batch of exclusive leads. Our top producers never pay for a lead again.

⬡

Training that actually works

A structured path from licensed to producing — scripts, role-play certification, and compliance handled, not hoped for.

⤺

Real support, fast pay

A named mentor, answers in minutes, and transparent commissions paid on time. You're never stuck and never guessing.

▦

Sell across every line

Medicare, Med Supp, life, final expense, ACA. Monetize every client relationship instead of leaving money on the table.

↗

A path to build your own

Grow from producer to mentor to building your own agency under us — with overrides and a book that's yours to keep.

★ The producer reward

Produce here, and your leads are on us.

Other uplines sell you leads and take a cut of everything. We flip it: hit your numbers and the company funds your leads directly. The harder you work, the less you spend — and the more you keep.

See how the reward works →
Choosing an IMO

How Bridgepoint compares.

What changes when you move from a captive agency or a typical upline to Bridgepoint.

TopicTypical captive agencyTypical upline / IMOBridgepoint
CommissionCompany-set, often below streetVaries — often below streetStreet level, in writing
Who owns the bookThe companyOften vested over yearsYou — 100%, day one
LeavingYou lose your bookRelease can be withheldOpen release, in writing
CarriersOneDepends on the upline178+
Cost to joinSometimes fees or required lead buysOften required lead purchases$0, no required purchases
TrainingProduct-specificHit or missFree course library
From hello to producing

Certified in days. Contracted in 1–3 weeks.

Our onboarding pipeline guides you step by step — you always know exactly what's next.

01

Apply

Tell us about yourself. If you're licensed and ready to work, you're in.

02

Get contracted

We contract you under our carrier hierarchy and verify your licenses — guided, not on your own.

03

Train & certify

Run our proven curriculum, pass your role-play, and you're cleared to take live leads.

04

Start producing

Leads hit your pipeline, your mentor's on call, and your commissions start flowing.

One agency, every line

Write whatever your client needs.

Carry one client across multiple products and multiply what every relationship is worth.

◆Medicare Advantage
◆Medicare Supplement
◆Part D / PDP
◆Final Expense
◆Term & Whole Life
◆ACA / Health
Your book. Your business.

Build something that's
actually yours.

Join the agency that backs independent agents instead of bleeding them.